Multi-tenant recovery cloud

The call centre built to collect what is owed

VoiceMatrix runs your entire recovery operation on a FreeSWITCH core: predictive dialing, debtor screen-pops on every connect, Promise-to-Pay dispositions, live lender API sync and M-Pesa STK Push collected mid-conversation.

34.2%

Avg recovery rate lift

8.4M

Dials handled monthly

71%

PTP kept rate

<40ms

FreeSWITCH media latency

VoiceMatrix recovery console showing collections KPIs and dialer analytics

One tenant per collector

Isolated data, branding, SIP trunks, roles and reporting for every debt collection agency on the platform.

M-Pesa Daraja built in

Trigger an STK Push while the debtor is still on the line, reconcile the C2B callback against the loan instantly.

FreeSWITCH on your Debian 12

The telephony engine installs alongside the platform — BYOT SIP trunks, DIDs, IVR, queues and recordings you own.

Debt recovery workflow

From lender upload to money received

Import portfolios from Tala, Branch, Zenka or any lender by CSV or REST API. Every dial pops the debtor's full 360 view — outstanding balance, DPD bucket, previous promises and payment history.

  • Click-to-call any debtor, screen-pop opens before the first ring
  • Multi-level dispositions: Promise to Pay, Call Back, Dispute, Partial Payment
  • PTP kept / broken tracking with automated callback scheduling
  • STK Push sent, confirmed and reconciled without leaving the call
  • Webhooks push every disposition and payment back to the lender core

Live screen pop

Achieng Otieno · Tala TL-88213

Outstanding

KES 18,450

Days past due

34 · bucket 31-60

Last promise

KES 6,000 · 18 Aug

Risk score

42 / low-mid

STK Push confirmedOpen agent desk

Everything included

A complete omnichannel contact centre

Voice, WhatsApp, SMS and RCS on one stack — with the supervision, routing and analytics depth of a carrier-grade platform.

Telephony Core

FreeSWITCH engine deployed on your Debian 12 server, tuned for high-volume recovery dialing.

SIP Trunks (BYOT)Multi-Level IVRCall QueueRing GroupDID ManagementCallerID GroupsOutbound RulesTime ConditionsFeature CodesVoicemailConferenceFollow MeNumber MaskingAnswering Machine Detection

Dialers & Routing

Blend inbound and outbound with dialers that only hand agents live, right-party conversations.

Predictive DialerPower DialerAuto DialerManual & Preview DialingAutomatic Call DistributionSticky AgentCall Routing StrategiesTime-Based RoutingQueue CallbackAutomated Callback SchedulingPrioritizationDNC ControlBlacklistSpeed Dial

Agent Experience

A WebRTC agent portal with a movable dialer and instant debtor CRM popup on every connect.

Agent Portal with WebRTCMovable DialerCRM PopupClick to CallCall ScriptsCustom Multi-Level DispositionsWrap Up TimeBreak CodesDo Not DisturbCall Transfer & ForwardingCall ControlsInternal ChatMultilingualMulti Timezone

Supervision & Quality

Barge, whisper and monitor any conversation live, with sentiment flags before things escalate.

Live MonitoringBarge-in & WhisperCall RecordingsCall TranscriptionSentiment AnalysisAgent-Side ReportsReports & DashboardsUser & Role ManagementSupervisor ConsoleVoicemail Control

Debt Recovery Suite

Purpose-built for collections on behalf of digital lenders — portfolios, PTPs and payments in one flow.

Lender Portfolio UploadDebtor 360 Screen PopPromise to Pay TrackingPTP Kept / Broken AnalyticsBucket & DPD SegmentationCustom Fields for LeadsLead ManagementFollow UpsWeb FormsField Visit Escalation

Payments & Integrations

M-Pesa Daraja STK Push mid-call, plus REST APIs and webhooks into every lender core system.

M-Pesa Daraja STK PushC2B & B2C CallbacksPayment ReconciliationLender REST API SyncWebhooksAPIs for Third PartiesSMS Integration2-Way WhatsApp & SMSWhatsApp Business CallingRCS Business MessagingTheme CustomizationSingle Sign-On

Deployed on your Debian 12 server

A single installer provisions FreeSWITCH, the media stack, the tenant database and the VoiceMatrix console. Your recordings, your trunks, your data residency.